Insurance is a type of contract. The policyholder, or "insured," pays a premium to the insurance company (the "insurer"). In exchange, the company promises to pay for certain types of losses ("coverage") if they occur.
Insurance coverage and payouts depend on the type of insurance and the nature of the claim. Auto insurance and homeowner's insurance cover property damage. If you're in an auto accident, collision insurance will pay for repairs but not medical bills. You need a different type of coverage for that.
Insurance disputes arise when the insurance company refuses a claim or won't pay the total amount. In most insurance claims, the claims adjuster reviews the claim and assesses the damages. The adjuster may feel the damage is less severe than first thought or may have less expensive alternatives for repair. When the company offers a settlement offer that the insured doesn't agree with, they need legal advice before making their next move.
Civil Lawyer
“Even the all-powerful Pointing has no control about the blind texts it is an almost unorthographic life One day however a small line of blind text by the name of Lorem Ipsum decided to leave for the far World of Grammar.”
Business Lawyer
“Even the all-powerful Pointing has no control about the blind texts it is an almost unorthographic life One day however a small line of blind text by the name of Lorem Ipsum decided to leave for the far World of Grammar.”